Jennifer Kim is Hyundai Capital America’s Chief Risk Officer (CRO) and also leads the Legal & Compliance and Information Protection Departments. Jennifer is responsible for enterprise-wide risk management while also controlling HCA’s risk exposure and portfolio risk strategy. She directs the company’s efforts to set risk appetite, assess & forecast credit and residual value risk, and determine strategies to optimize them. Jennifer has been with Hyundai Capital America since 2017, and prior to HCA, she worked at Hyundai Card Life Capital Commercial as a General Manager for card risk management, GE Capital as the Senior Risk Manager (VP), and Uniboss Consulting. Jennifer received her MBA from UC Irvine Paul Merage School of Business and her Master’s in Statistics at Sookmyung Women’s University.