John C. Redding is a member of Alston & Bird’s Consumer Financial Services Team. He focuses his practice on all aspects of consumer financial services at both the state and federal levels.
John regularly advises banks, auto finance companies, private equity firms and other investors, loan servicers, and debt purchasers and collectors on regulatory, compliance, and enforcement matters involving the Federal Trade Commission (FTC), U.S. Department of Justice (DOJ), Consumer Financial Protection Bureau (CFPB), and other state and federal regulatory and enforcement agencies. He also represents financial institutions in state attorney general investigations.
As an in-house attorney, John served as general counsel and associate general counsel to several financial services and software companies, where he ran legal operations, engaged in corporate restructuring projects, and managed large-scale litigation. He supervised regulatory compliance, loan origination, servicing, and debt collection matters.
John is nationally ranked by Chambers USA in Financial Services Regulation: Consumer Finance (Litigation). He has been recognized by Legal 500 in the Financial Services – Regulatory practice area, and he has twice received Client Choice Awards for Banking – California.